Statement on “Short Term Plans” Rule

Partners for Better Care, a partnership of patient advocacy organizations and a diverse group of healthcare stakeholders, is disappointed that the Administration’s final rule on “short-term, limited-duration plans” will allow such plans to deny coverage or charge higher rates for individuals with pre-existing conditions and will allow increased charges based on gender, age, and health-status. We are additionally concerned that this rule removes patient protections that require all health plans to provide comprehensive coverage, including prescription drugs, mental health, and other life-saving services.

The final rule runs contrary to our health care principles in several areas, including:

  • eliminating requirements that health plans provide meaningful coverage and an appropriate scope of benefits.
  • removing community-rating protections that ensure access to quality care by allowing plans to deny or charge more for coverage due to pre-existing conditions, age, gender, or health status.
  • jeopardizing diverse risk pools.

Partners and its members believe that every American should have access to affordable, high-quality, patient-centered coverage. We urge Congress, the Administration, and leaders on both sides of the aisle to ensure that the health system works for all Americans, especially those living with debilitating conditions.